Ways To Bank | GTBank Ghana
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GTBank has deployed a large network of ATMs to offer our customers easy access to their funds 24 hours every day.

Our ATMs allow you to quickly and conveniently carry out over 70% of your transactions using your debit card. 

Benefits of ATMs

  • Balance enquiry
  • Cash withdrawals
  • Printing of mini account statements
  • Transfer of funds
  • Mobile phone airtime vending
  • Bills payment
  • Cardless Withdrawals from your mobile money wallet
  • Receiving Visa Money Transfer from anywhere in the world with your Visa Card

Bank 737

Open an account, transfer funds from your GTBank account and to other Banks, pay bills, buy airtime or data and access our in-branch services right from your mobile phone.

Key Features

  • Open an account
  • Transfer funds from your GTBank account and to other Banks
  • Pay Bills
  • Buy airtime and data



Cash withdrawal and other ATM transactions can be made at any time of the day offering you 24hr access to your money.

Extremely Simple

It is simpler than writing a cheque or making payment with cash.

Funds Transfer

Transfer of money can be made from one GTBank Visa card to another or in between accounts if the card is linked to two or more accounts.

Record Keeping

Each purchase or withdrawal is recorded automatically on your monthly bank statement, helping cardholders track and manage their expenses.

Internet Banking

The GTBank Internet Banking launches you into a world without limits. It is a robust channel designed with state-of–the-art technology that gives you unlimited access to your accounts and allows you conveniently perform over 90% of your bank transactions online real-time.

Key Features

  • 3rd party transfers from your Current/Savings Account to any GTBank account or other banks.
  • Check your balance, monitor transactions and print your account statement.
  • Pay utility bills, transfer funds between your accounts and to other beneficiaries.
  • Request, confirm and stop cheques.
  • Change password and update your personal details


GTWorld is our mobile app which enables you to make transfers (Own Account, GTBank Accounts and other banks) and pay for services such as DSTV/GoTv, ECG, Ghana Water, Surfline and top up of Airtime for self and others.

Click to download from AppStore

Click to download from PlayStore



Myghpay is the safest and most robust online payment and collections platform designed to enable individuals, businesses and institutions to make or receive payments online, from the comfort of their homes, offices and on-the-go. To all business owners, this is the best time to take your business to the rest of the world. Let Myghpay connect you to buyers from all over the world.

Who can use Myghpay?

Myghpay is available to all customers and non-customers of GTBank.

How do I get it?
Download the mobile app from the App Store (IOS) or Google Play Store (Android). Alternatively, visit the web application on www.myghpay.com from your computer or mobile browser.


Services provided on Myghpay include payment for utilities (e.g. water bills, electricity etc.), insurance, school fees, travel and tours, shipping and mobile money transactions. Airtime and data bundles can also be purchased for yourself or others on the platform.

Payment Options:

Payment options are:

  • Visa/Mastercard,
  • Gh-link enabled card issued by any Bank,
  • Mobile Money wallet,
  • GTBank account
  • QR Codes (GH QR, Masterpass QR, Visa on Mobile).

How to successfully sign up.

  • Myghpay for Individuals

Step 1: Download the mobile app from the App Store (IOS) or Google Play Store (Android) or visit the web application www.myghpay.com on any computer or mobile browser.

Step 2: Click or tap on the “sign up” button to give us some few details on who you are and get you verified.

Please note that you are required to add any of the payment options below.

  1. GTBank Account – use your internet banking details (Account Number, User ID, Password and Secret Answer)
  2. Mobile Wallet – use your registered mobile wallet number (MTN, Vodafone, Airtel/Tigo) and input the OTP sent to you in order to verify your wallet.
  3. Visa / Mastercard – you will be required to verify your identity as the true owner of the card. Follow notification prompts to complete this.
  • Myghpay for Merchants (businesses and institutions) without websites:

Step 1: Open a corporate GTBank account

Step 2: Fill the merchant application form (Myghpay Service Form) and attach your company logo and form fields (customer name, phone number, email address, etc.)

Step 3: Execute the payments agreement and submit both the agreement, filled forms and attachments to your relationship manager

Step 4: Test the newly created merchant profile on Myghpay and confirm your satisfaction

Step 5: Receive the link and credentials to access your web-based backend portal to monitor payments made to you.

Step 6: Inform your customers of the good news and direct them to pay you for items, goods or services on Myghpay!

  • Myghpay for merchants (businesses and institutions) with websites:

Step 1: Open a corporate GTBank account. (Click to download Account Opening Form)

Step 2: Fill the merchant application form (Myghpay Services Form) and select Myghpay webApplication Programming Interface (API) undersection 3

Step 3: Execute the payments agreement and submit both the agreement, filled forms and attachments to your Relationship Manager via email

Step 4: Please give us a period of 10 working days to assess your application and if successful, we will provide you with test API credentials and documentation to begin your integration.

Step 5: After test integration, a User Acceptance Test (UAT) will be conducted to ascertain the accuracy of your integration.

Step 6: Receive the link and credentials to access your web-based backend portal to monitor payments made to you.

Step 7: Subject to the outcome of step 5, you will be given credentials to use your online payments-enabled website.

And what’s even better, being a merchant, you have a specially designed interface that enables you to receive payment notifications and view payments credited to your account. We keep a history of your transactions and previous beneficiaries to make it simpler to transact subsequently.

Click to download Myghpay app from AppStoreor PlayStore.


For further enquiries, support or getting enlisted on Myghpay, contact our 24/7 hotline 0302611560 or Toll Free 0800124000.


MyghpayBuy, Sell, Connect.

Card Protect

About Card Protect

Card Protect is a real-time self-service solution and the first of its kind in the Ghanaian financial services industry. This novel solution, on the GTBank’s mobile banking App, GTWorld, provides the utmost protection for your card and all card transactions.

Card Protect offers card holders the freedom and convenience of controlling their transactions online, on Point of Sale (POS) terminals and at ATMs. It is designed to guard against unauthorized use as card holders can remotely control local and international transactions.

Who is Card Protect Designed for?

All GTBank Mastercard (Business, Standard and World Debit and Credit cards) and Visa (Gold, International) card holders can activate this service.

How do I Activate This Service?

Simply download and logon to your GTWorld Ghana App and select “Cards”. If you have more than one card linked to your account, they will all be displayed. Tap on the card number you wish to manage.

A request will be sent for your card to be activated for the service within 24-hours.

What can I do with this service?

  • Permit or block transactions on ATM, online and POS in the event of theft or misplacement
  • View and adjust daily or monthly spending limit, anytime, anywhere
  • Determine e-channels to switch on/off
  • Enable or restrict your card for foreign and domestic use
  • Enable/Disable recurring payments such as subscriptions

All these services is available to you at an annual fee of USD $5 or its Ghana Cedi equivalent.

Card Protect… another industry 1st innovation in Card Security from GTBank.