GTCrea8 Student Account

• No initial deposit upon account opening (Zero balance)
  
• No minimum balance
• Higher interest than a regular savings account
• Free mastercard or Visa debit card for online, POS and ATM transactions.
• 24/7 banking services via our e-channels.

• Pick an account opening form from any of our branches or download it here
• Complete and submit the following documents at any of our branches:
• Duly completed account opening forms and signature mandate cards
• One passport photograph of authorized signatory
• Copies of valid IDs (School ID and Ghana Card)
• School Admission letter or letter of Introduction from applicant’s school
• Residence or student permit (in the case of foreign or Non-Ghanaian students)

• What qualifies me to open a GTCrea8 (Student account)? 

You can open a GTCrea8 account when you have proof of admission into a Tertiary or Professional institution in Ghana.

For students below 18 years, contact the Bank for guidance as parental supervision is required.

• Can I have multiple GTCrea8 accounts? 

No, you are allowed to have only one GTCrea8 account.

• What happens to my GTCrea8 account when I graduate or when my student ID expires?

You are required to visit any of our branches within 6months of graduating or card expiration to update your account details, beyond which the Bank will automatically migrate your account   to a regular saving account.

• What happens to a Smart Kids Save (SKS) account when the Child is now 13 years?

The account (SKS) will be automatically migrated to a Smart Teens Save (STS) account.

• What happens to Smart Teens Save (STS) account after the child’s teen years or on his/her 18^thbirthday?

The Parent/Guardian must visit any branch with the account holder to migrate the account to a savings or current account of choice. 

Requirements for a Savings Account Click Here.

Requirements for a Current Account Click Here.