BENEFITS OF THE GTBANK WORLD DEBIT AND CREDIT… | GTBank Ghana
  • Travel Inconvenience Insurance Up To USD 500,000.
  • Travel Medical Insurance Up To USD 500,000.
  • Travel Insurance Confirmation Letter (generated via Mastercard App / website)
  • Airport Lounge Access (Loungekey) including Kotoka Int'l Airport
  • 10% discount on all air tickets purchased via Cleartrip.com
  • SPG® Hotels & Resorts Complimentary Nights (includes Marriot in Accra)
  • Global Hotel Alliance Discovery Platinum Membership and associated benefits (includes Kempinski)
  • Legacy Lifestyle Black Tier Membership and associated benefits (includes La Palm Royal Beach and Labadi Beach Hotels)
  • 15% off your next AVIS car rental
  • Complimentary Spa Offers At Fairmont, Raffles and Swissôtel Hotels and more.

CARD CHARGES

DETAILSWORLD CREDIT (GHS)WORLD DEBIT CEDI (GHS)WORLD DEBIT DOLLAR (USD)
Joining Fee (One – Time)40.005010
Annual Fee (Paid Upfront)160.005010
Interest Rate *[ 4.12% monthly]N/AN/A
Late Payment (Interest)*[ 4.54% monthly]N/AN/A
Late Payment Penalty *100.00 + 3%N/AN/A
3D Secured Enrollment FeeFreeCedi equivalent of $55
Local Web/POSFreeFree2 + 5% of Transaction Amount
International Web/POSFree1% of Transaction Amount1% of Transaction Amount
Local ATM Withdrawal4.5 + 0.4% of Transaction AmountGTB ATMs: Free Other ATMs: 4.5 + 0.4% of Transaction Amount GTB ATMs: 2+5% of Transaction Amount Other ATMs: 2+7% of Transaction Amount
International ATM Withdrawals5% of transaction Amount; Minimum GHS 183% of transaction Amount2% of transaction Amount
*Fees apply to repayment amount due

Kindly find details below;

1. TRAVEL INCONVENIENCE INSURANCE UP TO USD 500,000

   (Available in Kenya, Nigeria, Tanzania, Ghana, and Uganda) This travel insurance includes;

  • Baggage loss -up to USD 3,000 -Baggage delay -USD 300
  • Trip cancellation -up to USD 7,500 -Trip curtailment -up to USD 7,500 -Trip delay -USD 300
  • Missed connection -USD 300
  • Covers both domestic and international trips
  • How to claim: To file a claim online simply go to ‘Mastercard for You mobile app’ or directly to https://www.mcpeaceofmind.com/world (terms and conditions apply)

2. TRAVEL MEDICAL INSURANCE UP TO USD 500,000

  • (Available in Kenya, Nigeria, Tanzania, Ghana, and Uganda) -Personal accident insurance -up to USD 500,000
  • Emergency medical evacuation and repatriation -up to USD 500,000 -Medical emergency expenses -up to USD 500,000
  • Daily in-hospital cash benefit -USD 100 per day -Covers both domestic and international trips
  • How to claim: To file a claim online simply go to ‘Mastercard for You mobile app’ or directly to https://www.mcpeaceofmind.com/... (terms and conditions apply)

3. TRAVEL INSURANCE CONFIRMATION LETTER

Generate a travel insurance confirmation letter online, seamlessly and immediately for your Schengen or other visa requirements

  • Simply go to Mastercard for You mobile app or directly to https://www.mcpeaceofmind.com/world and follow these steps: -Enter details
  • Choose email and submit -Get letter to your mailbox (terms and conditions apply)

4. AIRPORT LOUNGE ACCESS (LOUNGEKEY):

Unlimited complimentary access for the Cardholder to over 900 lounges in more than 450 cities in over 135 countries
Access to business facilities like email, internet, phones, fax machines, and conference space in some lounges

  • Complimentary refreshments and snacks -Valued at USD 32.00 per visit
  • Simply show your World Mastercard®and mention the “LoungeKey” program at participating lounges.
  • Accompanying guest visits will be charged directly from the cardholder’s card.
  • For further details visit: www.mastercard.com/world

Some popular airports:

  • Kotoka Int’l Airport (Ghana): Terminal 3; Adinkra Lounge, Akwaaba lounge, Sanbra Priority Lounge.
  • Heathrow Airport (London): Plaza Premium Lounge (terminals 2 &4), No.1 Lonunge (T3), Club Aspire Lounge (T3), skyTeam Lounge (T4), Aspire The lounge (T5)
  • Atlanta GA International Airport: The club ATL (Concourse F), Minute Suites (Concourse B)
  • Dubai International Airport: Sky Team Lounge(T1), Marhaba Lounge (T1,T2,T3)

5. HERTS GOLD PLUS REWARD FIVE STAR MEMBERSHIP:

  • Complimentary one-car-class upgrades (subject to availability) 
  • Up to 15% off best publicly available rates
  • For Further Details visit: www.hertz.com/mcworld

6. SPG® HOTELS & RESORTS COMPLIMENTARY NIGHTS (Credit Card only):

(Including Marriot in Accra)

  • One complementary night after booking 2 nights -Two complementary nights after booking 4 nights -For Further Details, visit www.spg.com/Mastercard

7. GLOBAL HOTEL ALLIANCE DISCOVERY PLATINUM MEMBERSHIP: (Including Kempinski Hotels)

  • Room upgrade (subject to availability) -Late Checkout at 3pm
  • To enroll, visit

8. LEGACY LIFESTYLE BLACK TIER MEMBERSHIP

  • Lifestyle earn rates up to 8% of spend and accommodation and extras
  • Up to 20% discount on Lifestyle Best available Rat -Early check-in / priority late check-out
  • 24% reward on Legacy Balance gym memberships Option for a room upgrade (subject to availability)
  • How to use: Simply go to www.legacylifestyle.global/ng/mastercard to register.

9. CLEARTRIP AIRLINE DISCOUNTS:

Enjoy 10% off all round trip airlines tickets

  • Simply go to me.cleartrip.com*, select your flights, and enter promo code MCWORLD and make sure to pay with your World Mastercard® (links vary by country)
  • UAE: www.cleartrip.ae
  • Oman: om.cleartrip.com
  • Qatar: qa.cleartrip.com
  • Bahrain: bh.cleartrip.com
  • Kuwait: kw.cleartrip.com
  • Saudi Arabia: www.cleartrip.sa
  • Rest of MEA: me.cleartrip.com

10. AVIS CAR RENTAL AND CHAUFFEUR DISCOUNTS: -Up to 25% off your next car rental

  • 10% off Premium Chauffeur Drive services 
  • Complimentary upgrade with every rental -Use World MasterCard to reserve your vehicle
  • For Further Details, visit www.avisworld.com/mastercardmea

11. MYUS PREMIUM SHIPPING DISCOUNT:

  • A MyUS address to use at checkout with your favorite online stores -Free Premium Membership for 2 years (a $120 value)
  • Free account setup (a $20 value)
  • 30% off shipping for first month following registration -20% off shipping for remainder of 2 year membership
  • For further details, visit www.myus.com/welcome/Mastercardpremium

12. FRONT ROW SEATING AT DUBAI OPERA

Complete your experience with exclusive benefits on arrival: -Complimentary valet parking

  • Complimentary refreshment
  • Complimentary memorabilia (when available)
    Access to ticket pre-sales for selected shows
  • Book your pre-reserved tickets on www.dubaiopera.com/Mastercard using the promo code MCWORLD to access seats in the first 10 rows for the show you wish to attend
  • Present your World Mastercard® at the Internal Box Office near Door 2 before the show to redeem the other benefits on arrival

13. DISCOUNTED CHAUFFEUR RIDES WITH CAREEM

  • Download Careem from the App Store or Google Play Store
  • Enjoy your first Careem ride free: simply add your Mastercard card and enter promo code MC1RIDE when booking
  • Enable the 20% discount on up to three rides per month, enter promo code MASTERCARD when booking
  • Applicable to countries in the Middle East

14. MASTERCARD BUY 1 GET 1 OFFERS

Hundreds of complimentary offers throughout Middle East & Africa

  • Complimentary main menu item when one main menu item is purchased -Complimentary 60 minute therapeutic massage when one 60 minute therapeutic massage is purchased
  • Unlimited redemptions / usage on all offers
  • Download the Mastercard Buy 1 Get 1 mobile app from the App Store or Google Play Store and register with first 8 digits of your card to start saving

15. MASTERCARD TRAVEL & LIFESTYLE SERVICES

  • Enjoy 15% off purchase of air tickets from the following airline partners: Cathay Pacific, Lufthansa, Austrian Airlines, Brussels Airlines, Swiss International Air Lines, Air New Zealand and more.
  • Special Vacation Package benefits offer up to $500* (USD) in savings on a wide selection of vacations, destinations and experiences. Available with: Classic Vacations, GOGO Vacations, Goway, Swain Destinations, Globus/Monograms, Villas of Distinction, Socaltur, Oasis and more. -Shipboard credits of up to $300* (USD) per cabin on select sailings. Available on leading cruise lines including Avalon, Costa, Oceania and more.
  • Simply visit: travel.mastercard.com/uae/en-us/world* to register your card, search and book travel

16. EXCLUSIVE SPA OFFER AT FAIRMONT, RAFFLES AND SWISSÔTEL

  • Book a 90 minutes treatment (message, body or facial) and enjoy 30 of these minutes complimentary
  • Available at over 50 spectacular spas worldwide at Fairmont Hotels & Resorts, Swissôtel Hotels & Resorts, and Raffles Hotels & Resorts
  • Simply mention the Mastercard Global Spa offer and pay with your World Mastercard® to enjoy your treatment.

17. FREE SHIPPING AT YUDALA

Get free shipping to anywhere in Nigeria on all purchases made with WorldMastercard®

  • Simply shop at www.yudala.com, enter discount code MASTERCARD, and pay for your purchases with World Mastercard.

18. ZERO LIABILITY PROTECTION

As a World Mastercard® cardholder, you are protected from being held responsible for “unauthorized transactions”. Zero Liability protection applies to purchases made in a store, over the phone, online or via a mobile device or at an ATM.

To benefit from this protection:

  • Always exercise reasonable care to protect your card from loss or theft -Report a lost or stolen card promptly to your financial institution
  • For more information visit www.mastercard.com/world or download ‘Mastercard for You App’

19. MASTERCARD ID THEFT PROTECTION®

Provides you with expert assistance 24/7 should you become the victim of Identity Theft.

  • To bring you this benefit, MasterCard has partnered with CSID®, an industry leader in identity protection and fraud detection.
  • Learn more or register for early detection services with MasterCard ID
  • Theft Alerts™.
  • Simply visit mastercard.us/idtheftprotection

20. MASTERCARD GLOBAL EMERGENCY SERVICES

Provides 24 hours a day, seven days a week customer service assistance with

  • Lost and Stolen Card Reporting -Emergency Card Replacement -Emergency Cash Advance
  • Assistance with locating ATMs and help with account-related questions.
  • Visit: www.mastercard.com/world

21. EUROPEAN SHOPPING VILLAGES OFFERS

The Bicester Village Shopping Collection is where worldleading brands offer savings of up to 60%, and sometimes more, on the recommended retail price, in their own luxuriously appointed boutiques, all year round. World Mastercard® cardholders can get access to:

  • VIP invitation (to be exchanged for a VIP card with additional 10% discount on purchases in participating boutiques)
  • 15% discount on shopping packages
  • 15% discount on chauffeur drive experience at participating villages -15% discount on Shopping Express • Access to VIP lounges (subject to availability)
  • All of this and more is available at the following villages:

Bicester Village -London, UK

Fidenza Village -Milan, Italy

Ingolstadt Village - Munich, Germany

Kildare Village -Dublin, Ireland

La Roca Village - Barcelona Spain

Las Rozas Village - Madrid, Spain La Vallee Village -Paris, France Maasmechelen Village 

  •  Brussels, Belgium Wertheim Village - Frankfurt Village -For more information simply visit: www.thebicestervillageshoppingcollection.com/mastercard-me