Guaranty Trust Bank goes VbV

As part of GTBank’s quest to protect it valued customers against online fraud, a new addition to the visa family has been employed.

The VbV Platform

Verified by Visa (VbV) is an online program designed to make Internet purchase transactions safer by authenticating a cardholder’s identity at the time of purchase.

Why VbV

This is to create a level of consumer trust and confidence in online shopping similar to that in the physical shopping environment, as the card cannot be used without the PIN.

This means that misplaced, stolen or cloned GTBank VISA Cards with VbV cannot be used to make online purchases by anyone who does not know a cardholder’s secret VbV PIN.

How to get onto the platform

Registration is done by requesting for a VbV Personal Identification Number (PIN) at any of our branches or by e- mailing This e-mail address is being protected from spambots. You need JavaScript enabled to view it .

Acceptability

The service is applicable to internet sites that require VbV for online payments.

Benefits of VbV

Effectively improves the security of online transactions.

Increases consumer confidence in online purchase.

Reduces number of disputes and card fraud activity.

Protect the customer and the bank from cost of fraudulent transactions.